Financing Programs Designed for Manufactured Home Buyers
Every buyer is different—that’s why Civitas offers multiple loan programs designed to fit your situation.
FHA Loans
- Low down payment (as little as 3.5%)
- Flexible credit requirements
- Perfect for first-time homebuyers
Chattel Loans (Home-Only Financing)
- Finance the home without the land
- Faster approval process
- Lower upfront costs
Down-Payment Assistance
- For many families, saving for a down payment is the biggest barrier to homeownership. That’s why Civitas Communities works with programs who offer down payment assistance to help qualified buyers move in faster.
Other Programs
- Co-signer options
- Self-employed buyer programs
- Limited credit history assistance
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