Home & Lot Rent Pricing
Q: How much is lot rent?
A: Lot rent ranges from approximately $785 to $985 per month for single-widehomes and $1,020 to $1,070 per month for double-wide homes. This includes a$300 monthly community amenity fee covering internet, TV, sewer, trash, lawncare, and access to amenities.
Q: How much do the homes cost?
A: New homes typically start at $88,000 and go up to $119,995, depending on thesize, features, and available inventory. Pricing is subject to change.
Q: What is the typical monthly payment?
A: The all-in monthly payment, including your home loan and lot rent, typicallystarts at $1,418 and can go up to $2,129 depending on the home and financingterms. Pricing is subject to change.
Q: What is included in my monthly payment?
A: Your monthly payment includes your home loan (if applicable) and your lotrent. Lot rent covers sewer, trash, home landscaping, Spectrum 1 Gb Fiber Internet,70+ channel Cable TV Package, access to the clubhouse, pool, community events,and complimentary After-School & Summer Child Care program located on-sitein the community.
Q: Do I pay property taxes?
A: Homeowners are responsible for annual property taxes on their home. The landis rented and does not carry additional taxes for the resident.
Financing & Lending Options
Q: Are there financing options?
A: Yes, we work with several lenders offering chattel loans, FHA loans, andITIN financing. Low or no credit options are available.
Q: Can I qualify with low or no credit?
A: Yes, applicants with low or no credit may be approved by our lenders with aminimum credit score of 580, pending credit and background screening along withverified income.
Q: Can I qualify if I am 1099?
A: Yes, we accept a variety of income sources, including 1099 income forself-employed individuals.
Living in the Community
Q: What amenities are available?
A: Amenities include a clubhouse (available to rent), resort-style pool,playgrounds, event lawn, walking trails, and community events. Freeafter-school and summer programs are available for kids located on-site in thecommunity.
Q: Are pets allowed?
A: Yes! We welcome most dogs and cats with some breed and quantityrestrictions. Please refer to the community rules for details on leashrequirements and waste cleanup.
Q: Can I customize my lot with a fence, deck, or shed?
A: Yes, with community approval. All decks and sheds must be purchased throughand installed by the community. Fences are not permitted. We have guidelines inplace to maintain curb appeal and safety.
Q: What utilities am I responsible for?
A: Residents pay for water, electricity, and gas. Sewer, trash, landscaping,internet, and TV are included in the lot rent.
Q: Can I rent out my home?
A: No, homes are owner-occupied only to maintain a stable communityenvironment.
Q: Are there quiet hours in the community?
A: Yes, quiet hours are from 10:00 PM to 7:00 AM daily.
Q: Can I park my RV, boat, or trailer in my driveway?
A: No, RVs, boats, trailers, and inoperable vehicles must be stored off-site orin designated areas with prior approval.
Q: Is there a speed limit in the community?
A: Yes, the community-wide speed limit is 15 mph.
Q: What is the guest policy?
A: Guests are welcome, but any guest staying longer than 14 consecutive daysmust be approved by community management.
Q: Can I operate a business from my home?A: Home-based businesses may be allowed with prior approval but must notgenerate excessive traffic or disrupt the community.
Maintenance & Services
Q: What amenities are available?
A: Amenities include a clubhouse (available to rent), resort-style pool,playgrounds, event lawn, walking trails, and community events. Freeafter-school and summer programs are available for kids located on-site in thecommunity.
Q: Are pets allowed?
A: Yes! We welcome most dogs and cats with some breed and quantityrestrictions. Please refer to the community rules for details on leashrequirements and waste cleanup.
Q: Can I customize my lot with a fence, deck, or shed?
A: Yes, with community approval. All decks and sheds must be purchased throughand installed by the community. Fences are not permitted. We have guidelines inplace to maintain curb appeal and safety.
Q: What utilities am I responsible for?
A: Residents pay for water, electricity, and gas. Sewer, trash, landscaping,internet, and TV are included in the lot rent.
Q: Can I rent out my home?
A: No, homes are owner-occupied only to maintain a stable communityenvironment.
Q: Are there quiet hours in the community?
A: Yes, quiet hours are from 10:00 PM to 7:00 AM daily.
Q: Can I park my RV, boat, or trailer in my driveway?
A: No, RVs, boats, trailers, and inoperable vehicles must be stored off-site orin designated areas with prior approval.
Q: Is there a speed limit in the community?
A: Yes, the community-wide speed limit is 15 mph.
Q: What is the guest policy?
A: Guests are welcome, but any guest staying longer than 14 consecutive days must be approved by community management.
Q: Can I operate a business from my home?A: Home-based businesses may be allowed with prior approval but must not generate excessive traffic or disrupt the community.
Application & Residency Process
Q: What is the applicationprocess?
A: Start with a tour and consultation. We'll help you submit a simple application with a background check and income verification.
Q: What documents do I need to apply for a loan and reserve a lot at Astoria Crossing?
A: To begin your home loan application and reserve a lot, please provide the following documentation. If something doesn’t apply to your situation, you mayskip it:
- ACH Authorization or Cashier’s Check for Lot Reservation
- Signed Lender Disclosures
- Completed Loan Application
- Signed Lot Reservation Agreement
- Driver’s License
- Passport or Social Security Card
- IRS ITIN Registration Form (if applicable)
- Most recent 2 months of bank statements
For income verification, provideone of the following options:
- 2023 and 2024 W-2s plus last 30 days of paystubs
- OR 6 months of bank statements (if no W-2s) 2 years of tax returns (if no W-2s)
- Documentation of other income (e.g. child support received or paid)
Q: Do you accept self-employed or 1099 income?
A: Yes, we accept a variety of income sources, including self-employed and 1099income.
Q: Can I qualify with an ITIN?
A: Yes, ITIN financing options are available.
Q: What happens if my credit isn’t great?
A: We work with several lenders who have flexible credit guidelines.
Your Community. Our Commitment.
Dedicated to developing neighborhoods that make homeownership attainable—Civitas creates communities designed to foster connections, support one another, and thrive together.
